How to file a car accident claim with Safeway Insurance Company in Alabama

Two options are available for filing a claim with Safeway Insurance. If you have an online account, log in to the website and report the accident. You can create an account if you don’t already have one. You can also report the accident and begin your claim by calling 888-203-5129.

Does Safeway Mostly Write Minimum Insurance Policies?

Alabama drivers can purchase the minimum required limits or elect for higher coverage. However, they can’t add extras like gap coverage or roadside assistance. The company aims to insure people who experience difficulty getting insured, require an SR22 filing, or have poor driving records.

What Is Typically Covered in a Safeway Insurance Policy?

A basic policy through Safeway Insurance may include these coverages:

• Medical – Medical coverage pays hospital and medical bills if a car crash leads to a severe injury. It also covers funeral expenses if the policyholder dies.
• Liability – Liability insurance covers accident-related medical and property damage costs for someone else if the policyholder is at fault.
• Uninsured Motorist and Underinsured Motorist – Uninsured motorist (UM) and underinsured motorist (UIM) coverage compensates an injured person’s medical bills, lost wages, and other expenses if the at-fault driver doesn’t have liability coverage or has insufficient coverage.
• Comprehensive and Collision – Collision insurance pays to repair the insured’s vehicle damage in a car crash. Comprehensive insurance covers damage from other situations, such as theft, vandalism, or floods.

What Information Will I Need to File an Accident Claim with Safeway?

Insurance companies, like Safeway, don’t want to pay claims. They aim to avoid significant payouts because that saves them money.

You’re required to prove you’re entitled to compensation for the insurer to offer a settlement. That means you must provide sufficient information related to the crash to support your claim and show you should be compensated for your injuries.

If you’re planning to file a claim with Safeway, you must gather this information:

• Name of policyholder
• Policy number
• Accident date, location, and other facts
• Videos or pictures of the accident scene
• Formal police accident report
• Witness statements and their contact information
• Medical bills
• Contact details for other parties involved in the collisions

Once you have obtained all the information necessary to file your claim online, you can call 888-203-5129 to report your claim by phone. If you’d rather file your claim online, you can report your claim here.

Can It Be Difficult to Deal with Safeway Insurance?

Reviews about Safeway are largely negative. Many complain about the insurer’s lack of communication, speed, and transparency during the claims process.

Insurance carriers stay in business by keeping claim payouts low and bringing in more money in monthly premiums than they pay in claims. Insurance adjusters are encouraged to deny claims as often as possible to save money for the company. They operate on the premise that most people won’t fight against a denied claim or lowball settlement offer.

Fortunately, there are tips you can follow to move the claims process along and protect your rights to maximum compensation, including:

• Contact a lawyer – You should start by hiring an experienced attorney. They can help with your claim to ensure you provide the necessary documentation and avoid mistakes accident victims commonly make.
• Document your expenses – Keep your records organized for easy access. That can include the hospital report, surgical notes, rehabilitation records, and billing statements related to the crash.
• Let your lawyer do the talking – Instead of speaking to the insurance adjuster, your lawyer can communicate with them on your behalf. This eliminates the risk of you saying the wrong thing or falling victim to their tactics. When an insurance carrier finds out someone has hired a lawyer, they know you mean business and will fight for what you deserve.

Can an Attorney Help with This Process?

You might consider dealing with Safeway yourself. A common misconception is that the insurer is on the injured person’s side and wants to help. However, that isn’t true.

Hiring an attorney after a car accident is beneficial for many reasons. It increases your chance of a better outcome. It also allows you to focus on your treatment while your attorney handles the claims process. Instead of spending time investigating the crash and locating valuable evidence, you can attend your appointments without worrying about being responsible for the legal details of your case.

Car accident lawyers know how to calculate the value of someone’s claim and demand a fair settlement that will cover all of their client’s losses. They also know how to use the evidence they find to strengthen their arguments for a high monetary award.

When you hire a legal team, you can expect that they will take over and handle every task, such as:

• Obtaining all relevant details of the accident by reviewing the police report and tracking down witnesses
• Getting statements from people who saw what happened
• Visiting the accident scene for physical evidence they can use
• Securing video surveillance or traffic camera footage of the collisions
• Notifying Safeway of your legal representation and speaking with them about aspects of the claim
• Collecting your medical records and bills and ensuring they accurately depict your injuries and expenses
• Submitting a demand package and negotiating a settlement with the insurer
• Filing a lawsuit if Safeway won’t settle or denies the claim

Contact an Alabama Car Accident Lawyer

Don’t waste your time letting Safeway Insurance take advantage of you. Filing a claim can be complicated and should not be done alone.

Gartlan Injury Law has extensive experience getting our injured clients the money they’re owed after car accidents. We deliver aggressive legal services, customer support, and guidance from day one. You will be our priority and receive constant communication and updates while we’re working on your claim.

Call or contact us online for a free consultation if you were injured in an Alabama accident caused by a driver insured with Safeway Insurance Company. You can reach us 24/7 to discuss the details and determine whether you have a case to pursue.

Visit Our Car Accident Law Offices

Aaron Gartlan

Aaron Gartlan is a graduate of Troy University and the Thomas Goode Jones School of Law who focuses his practice exclusively on representing those injured by the wrongdoing of others. He is member of the National Trial Lawyers Association’s Top 100 Trial Lawyers, Million Dollar Advocates Forum and Multi-Million Dollar Advocates Forum. In addition to his legal practice, Aaron teaches Business Law as an adjunct instructor at Troy University’s Sorrell College of Business and serves as a field artillery sergeant in the Alabama National Guard.