Bad Faith Insurance Attorneys In Dothan
Contents
A bad faith insurance claim is a shame since that often means a high stress situation for you and your loved ones. After all, insurers are supposed to act in good faith and take care of their customers. Unfortunately, slogans, such as You’re in Good Hands or Like a Good Neighbor, often turn out to be little more than empty promises.
What is insurance bad faith?
Bad faith insurance refers to the situation where an insurance company attempts to back out their legal commitment to their clients, whether by refusing to payout on a justified claim or by failing to investigate and process that claim within a far and reasonable amount of time.
The wrongful denial or unfair settlement of claims is commonplace. There is actual “boardroom approval” of fraud designed to mislead consumers while increasing the profits of large insurance companies. In fact, Insurance companies have either denied coverage or charged higher premiums for African Americans, based solely on the fact that they are African Americans.
Claimants find themselves without money or recourse to pay for med
ical bills, property damage, lost work time and productivity, and other damages. You need not just a lawyer but the right lawyer how knows the lay of the land with an insurance bad faith claim.
Examples of bad faith insurance practices
The Insurance Industry can, in various ways, engage in “bad faith” practices.
Examples of bad faith insurance practice:
- Insurance companies deny a claim, and do not supply a reason for the denial
- The insurance company refuses to pay to pay on your claim, when your claim is valid
- Insurance companies fail to conduct a thorough and proper investigation
- They fail to communicate properly with you
- Insurance companies delay payment on claims with no justification for the delay
- Refusing negotiations with you after you have filed a claim
- Refusing or delaying to negotiate a fair settlement
- Changing adjusters after you have begun negotiations (to delay the process as long as they can)
- The insurance company has what are unrealistic or totally unnecessary demands for documentation
- Delaying negotiations in an attempt to allow the statute of limitations to expire
- The insurance company threatens you
- The insurance company attempts to alter your policy
The good news is that the law constrains insurers by their contracts. When they underwrite policies and handle policyholders’ claims, they must act in good faith and obey the law or risk getting dragged into litigation for acting in bad faith which creates a bad faith insurance claim or fraud in some cases from.
The bad faith insurance lawyers at Gartlan Injury Law welcome the opportunity to represent good hard working people and families that are victims of unfair settlement or wrongfully denied claims. We never represent insurance companies and only represent individuals who have been treated unfairly by their insurance carriers.
The attorneys at Gartlan Injury Law can help you understand what the insurance company has done, why it’s done it, and what to do next to resolve your case in the most effective, efficient way. If an insurance company; denied a claim for no good (or legal) reason, we can fight for a good outcome for you and your loved ones.
These tactics are designed to intimidate, frustrate, and scare away victims from pursuing rightful claims. Unfortunately, many claimants do not recognize just how common these “bad faith” practices are — nor do they appreciate the lengths to which insurance companies go to keep consumers in dark.
It’s the insurance companies (or, rather, their representatives) who are often first to the hospital, right after bad auto crashes (and other awful events). They’re there not to ensure that the victim gets fair treatment but rather to minimize the potential claim.
